Health & critical illness

Prepare for the cost of care.

A clear view of health protection can help you think beyond the premium: hospitalisation, treatment, recovery and the people who depend on you.

What the reference plan covers

A broad set of health conversations.

The supplied plan material references a range of hospital and treatment benefits. The exact limits, eligibility, exclusions and terms must always be confirmed in the official policy documents.

Hospitalisation expenses
Surgical and intensive care benefits
Cancer treatment support
Chemotherapy and radiotherapy
Ayurvedic hospital benefits
Outpatient and diagnostic support
Emergency and ambulance-related benefits
Family and child-related benefits

36

critical illnesses listed for cover

Subject to policy terms and underwriting

24/7

support when you need guidance

Speak with your advisor

90%

illustrative claims payment reference

Reference material only; terms apply

Premier Health Benefit

Broader health protection, built around real treatment costs.

The health rider combines hospital, surgical and medical expense protection with additional wellness-related benefits. Coverage, limits, optional benefits and geographical scope depend on the selected cover and the applicable policy wording.

Increased annual benefit limits

Higher annual benefit limits designed to provide broader financial protection for eligible healthcare expenses.

Worldwide treatment option

From LKR 2,000,000 onwards, an optional worldwide treatment scope is available excluding the USA and Canada.

Sri Lanka + selected overseas option

From LKR 2,000,000 onwards, an alternative option covers Sri Lanka, India, Singapore, Malaysia and Thailand.

Inpatient cover

Hospital room charges, including ICU expenses, are covered subject to the applicable policy limits and conditions.

Surgical cover

Surgeon, anaesthetist and operating-theatre charges are included within the applicable surgical benefit.

Miscellaneous medical expenses

Consultancy fees, medicines, diagnostic tests and medical equipment charges are covered within the applicable benefit.

Dental & spectacle cover

Dental and spectacle-related benefits are highlighted as additional features of the comprehensive health rider.

Well-being & pharmacy cover

Well-being and pharmacy-related benefits are included as additional health support features.

Maternity expenses

Maternity expenses are available as an optional benefit, subject to the applicable policy terms and limits.

Up to LKR 1M

Sri Lanka treatment scope

LKR 2M+

Extended geographical options

Optional

Maternity and worldwide cover features

Empanelled Hospital Network

Approved hospitals across Sri Lanka.

The April 2026 hospital list contains 75 approved hospitals. Search by hospital name or location to find the nearest facility quickly.

01Anuradhapura

ADHITYA AYURVEDA HOSPITAL

No 395/4 Harischandra Mawatha, Anuradhapura. 50000

02Ratnapura

ALOKA PRIVATE HOSPITAL

No 64, Goodshed Road, Ratnapura.

03Gampaha

AROGYA HOSPITALS (PVT) LTD

No 250 Colombo Rd, Gampaha.

04Tangalle

AROGYA HOSPITALS (PVT) LTD (Arogya Health care services PVT Ltd)

No 92 Main Street, Tangalle.

05Galle

ASIRI HOSPITAL GALLE (PRIVATE) LIMITED

No 10 Wakwella Rd, Galle.

06Colombo

ASIRI HOSPITAL HOLDINGS PLC

No 181 Kirula Rd, Colombo. 00500

07Kandy

ASIRI HOSPITAL KANDY (PVT) LTD

No 907 Peradeniya Rd, Kandy.

08Matara

ASIRI HOSPITAL MATARA (PVT) LTD

No 15 Dharmarathne Mw, Uyanwatta, Matara.

09Colombo

ASIRI SURGICAL HOSPITAL PLC

No 21 Kirimandala Mawatha,Colombo 00500.

10Negombo

AVE MARIA HOSPITAL (PVT) LTD

No 1, Ave Maria Rd, Negombo.

11Puttalam

BALASOORIYA HOSPITAL (PVT) LTD

No 118 A, Kurunegala Road, Puttalam.

12Badulla

CENTRAL HOSPITAL BADULLA

No 12, Ward Street, Badulla.

13Colombo

DIRECTOR - DR. NEVILLE FERNANDO TEACHING HOSPITAL

No 406B, Church Road, Weliwita, Malabe.

14Colombo

DURDANS MEDICAL & SURGICAL HOSPITAL (PVT) LTD

No 3 Alfred Pl, Colombo 00300

15Galle

GALLE CO-OPERATIVE HOSPITAL LTD

No 24 Gamini Mawatha, Galle.

16Gampaha

GAMPAHA CO-OPERATIVE HOSPITAL LTD

No 43,Queen Mary's Road, Gampaha.

17Colombo

GOLDEN KEY HOSPITALS LTD

No 511/3 Cotta Rd, Colombo 10107

18Avissawella

GOMAZ HOSPITAL (PVT) LTD

No 63 Avissawella Rd, Avissawella.

19Batticaloa

GV HOSPITAL

No 35, 35/2, New Road, Batticaloa.

20Colombo

HEMAS CAPITAL HOSPITAL (PVT) LTD - (THALAWATHUGODA)

No 647/2A Pannipitiya Road, Thalawathugoda.

21Wattala

HEMAS HOSPITALS (PVT) LTD - (WATTALA)

No 389, Negombo Road, Wattala.

22Padukka

JEEWAKA PRIVATE HOSPITAL

No. 37 Horana Road, Padukka.

23Colombo

JOSEPH FRASER MEMORIAL HOSPITAL

No 23 Joseph Fraser Rd, Off, Keppetipola Rd, Colombo 00500

24Kandy

KANDY NURSING HOMES (PVT) LTD

No 25 Anagarika Dharmapala Mawatha, Kandy.

25Kandy

KANDY PRIVATE HOSPITALS LTD

No 255/8 Katugastota Rd, Kandy.

26Anuradhapura

KANOLA HOSPITAL (PVT)LTD

No 36/3 Town Hall Pl, Anuradhapura.

27Avissawella

KELANI VALLEY HOSPITAL (PVT) LTD

No 01/78, Colombo Road, Avissawella.

28Colombo

KINGS HOSPITAL PVT LTD

No 18/A Evergreen Park Rd, Colombo 00500

29Kurunegala

KURUNEGALA CENTRAL HOSPITAL (PVT) LTD - (NAWINNE HOSPITAL)

No 28, South Circular Rd, Kurunegala.

30Kurunegala

KURUNEGALA CO-OPERATIVE HOSPITALS SOCIETY LTD

No 303 Colombo Rd Kurunegala.

31Kandy

LAKESIDE ADVENTISTS HOSPITAL

No 40 Sangaraja Mawatha, Kandy.

32Ragama

LEESONS HOSPITAL (PVT) LTD

No 33 Thewatta Rd, Ragama.

33Horana

MEDIHELP HOSPITAL (PVT) LTD - HORANA

No 172/3, Panadura road, Horana.

34Mount Lavinia

MEDIHELP HOSPITAL (PVT) LTD - MOUNT LAVINIA

No 54 Galle Rd, Dehiwala-Mount Lavinia.

35Ragama

MELSTA HOSPITALS RAGAMA (PVT)LTD

No 43, Ragama Road, Ragama.

36Kurunegala

MIRACLE HEALTH (PVT) LTD

No 223,Dambulla Road, Kurunegala.

37Colombo

NAWALOKA HOSPITALS PLC

No 23 H K Dharmadasa Mawatha, Colombo 00200

38Negombo

NAWALOKA MEDICARE (PVT) LTD

NO,169 Colombo Road, Negombo, Sri Lanka (11500)

39Maharagama

NAWINNA MEDICARE HOSPITAL (PVT) LTD

No 418A High Level Rd, Maharagama.

40Colombo

NEW DELMON HOSPITAL - WELLAWATTE

No 258 Galle Rd Wellawatta Colombo 06.

41Colombo

NEW LANKA MATERNITY HOSPITAL (PVT) LTD

No 09 Bambalapitiya Drive Off Galle Rd Colombo 04

42Kalutara

NEW PHILLIP HOSPITAL (PVT) LTD

No 225, Galle Rd, Kalutara.

43Colombo

NINEWELLS HOSPITAL (PVT) LTD

No 55 Kirimandala Mawatha, Colombo 11222

44Jaffna

NORTHERN CENTRAL HOSPITALS (PVT) LTD

No 342 Palali Rd, Jaffna.

45Kandy

OSRO HOSPITAL (PVT) LTD- KANDY

No 74,Keppetipola Rd, Kandy.

46Kegalle

OSRO HOSPITAL (PVT) LTD- KEGALLE

No 68/27Q, Bandaranayaka Ave, Kegalle

47Pannipitiya

PANNIPITIYA NURSING HOME

No 334/4 Moraketiya, Pannipitiya

48Ragama

PEOPLES HOSPITAL (PVT) LTD

No 503, Negambo Road, Ragama 11010

49Galle

QUEENSBURY HOSPITALS (PVT) LTD

No 91 Hirimbura Cross Rd, Galle.

50Ratnapura

RATHNAPURA HOSPITAL & LABORATORIES (PVT) LTD

No 189 Colombo Rd, Ratnapura.

51Ambalangoda

ROSETH HOSPITAL

No 07 Kularatne Rd Ambalangoda.

52Colombo

ROY AL HOSPITAL (PVT) LTD

No 62 W. A. Silva Mawatha, Colombo 00600

53Point Pedro

RUHBINS HOSPITALS (PVT) LTD

No 160, Point Pedro Rd, Point Pedro.

54Galle

RUHUNU HOSPITALS (PVT) LTD

Karapitiya, Galle.

55Hambantota

RUHUNU MEDI HOSPITAL HAMBANTOTA

No 23 Barrack St, Hambantota.

56Colombo

SANTA DORA HOSPITAL (PVT) LTD

No 173 Battaramulla - Pannipitiya Rd, Battaramulla

57Kurunegala

SETH SEVANA HOSPITAL ( PVT ) LTD

No 226, Colombo Road, Kurunegala.

58Gampaha

SETHMA HOSPITALS (PVT) LTD

No 36 Queen Mary's Rd, Gampaha.

59Mount Lavinia

SIDDALEPA AYURVEDA HOSPITAL

No 106 A Templers Rd, Dehiwala-Mount Lavinia

60Ratnapura

SINGHE HOSPITALS PLC

No 362 Colombo Rd, Ratnapura.

61Kuliyapitiya

SIYASI HOSPITAL (PVT) LTD

Siyasi, Hospital road, Kuliyapitiya.

62Tangalle

SOUTHERN LANKA HOSPITALS

No 144/1 Beliatta - Walasmulla Rd, Tangalle

63Nugegoda

SRI JAYEWARDENEPURA GENERAL HOSPITAL

Thalapathpitiya, Nugegoda

64Chillaw

ST. ANNE S NURSING HOME

Church Road, Marawila.

65Anuradhapura

SUWA SHANTHI HOSPITAL (PVT) LTD

No 11 Maithripala Senanayake Mawatha, Anuradhapura.

66Kandy

SUWASEVANA HOSPITALS (PVT) LTD

No 625 Peradeniya Rd, Kandy.

67Colombo

THE CENTRAL HOSPITAL (PVT) LTD (ASIRI CENTRAL)

No 114 Norris Canal Rd, Colombo 01000

68Colombo

THE LANKA HOSPITALS CORPORATION

No 578 Elvitigala Mawatha, Colombo 00500

69Colombo

VASAN HEALTHCARE LANKA PVT LTD

No 423 Colombo - Galle Main Rd, Colombo 00300

70Avissawella

VENUS HOSPITAL - AVISSAWELLA

No 55 A Colombo Rd, Avissawella.

71Polonnaruwa

VENUS LANKA HOSPITAL (PVT) LTD

No 28th Mile Post Cemetery, Kaduruwela, Polonnaruwa.

72Jaffna

VENUS SPECIALITY HOSPITAL (PVT) LTD

No 136, Palaly road, Jaffna

73Colombo

WINSETHA HOSPITALS (PVT) LTD

No 49, 55 Ananda Rajakaruna Mawatha, Colombo 01000

74Negombo

ST JOSEPH PRIVATE HOSPITAL IN NEGOMBO - SRI LANKA

No 229, 10 St Joseph's St, Negombo.

75Matara

MATARA DISTRICT CO OPERATIVE HOSPITAL SOCIETY LIMITED

No. 223, Kumaratunga Mawatha, Matara

Important: Hospital network status, treatment eligibility, cashless/reimbursement arrangements, benefit limits and availability can change. Please confirm the current applicable hospital list and policy terms before treatment.