Health & critical illness

Prepare for the cost of care.

A clear view of health protection can help you think beyond the premium: hospitalisation, treatment, recovery and the people who depend on you.

What the reference plan covers

A broad set of health conversations.

The supplied plan material references a range of hospital and treatment benefits. The exact limits, eligibility, exclusions and terms must always be confirmed in the official policy documents.

Hospitalisation expenses
Surgical and intensive care benefits
Cancer treatment support
Chemotherapy and radiotherapy
Ayurvedic hospital benefits
Outpatient and diagnostic support
Emergency and ambulance-related benefits
Family and child-related benefits

36

critical illnesses listed for cover

Subject to policy terms and underwriting

24/7

support when you need guidance

Speak with your advisor

90%

illustrative claims payment reference

Reference material only; terms apply

Critical illness list

36 conditions in the reference material.

Use this list as a starting point for questions, not as a substitute for policy wording or a medical assessment.

Ask about your needs
01Myocardial Infarction (Heart Attack)
02Stroke
03Coronary Artery (Bypass) Surgery
04Cancer
05Renal Failure (End Stage Renal Disease)
06Surgery of a Disease of the Aorta
07Major Organ Transplantation
08Paralysis
09Blindness
10Coma
11Heart Valve Surgery
12Apallic Syndrome
13Pulmonary Arterial Hypertension
14Chronic Lung Disease
15Fulminant Viral Hepatitis
16Multiple Sclerosis
17Motor Neurone Disease
18Deafness (Loss of Hearing)
19Loss of Speech
20Angioplasty (PTCA)
21Benign Brain Tumour
22Major Burns
23Chronic Liver Disease
24Muscular Dystrophy
25Alzheimer's Disease before age 66
26Amyotrophic Lateral Sclerosis
27Aplastic Anaemia
28Encephalitis
29Major Head Trauma
30Medullary Cystic Disease
31Parkinson's Disease before age 61
32Systemic Lupus Erythematosus
33Progressive Spinal Muscular Atrophy
34Progressive Bulbar Palsy
35Severe Rheumatic Arthritis
36Total Permanent Disablement due to sickness

Insurance benefits, eligibility, exclusions, limits and terms are subject to the applicable policy and official policy documentation. Please contact our advisor for confirmation before making a decision.

Before you decide

The reference PDF includes plan claims, awards and benefit examples. This website intentionally presents the product information independently and does not represent or reproduce any insurer’s name, logo or brand identity. Please request the current official policy document and a personalised explanation before applying.